Here you will find the Bank Owned (REO), Short Sales, and great values in the McCall, Donnelly and Tamarack, Idaho Real Estate area. I continue to update the site with the best properties on the market (not limited to my firms), I then list the sales price when they sell. As a former marketing executive, I feel my role is to educate you regarding the local real estate market so you can make an informed decision (my companie provides "Information to Empower"). If you continue to monitor the site "Featured Homes" (top left), you will have many of the tools necessary to make an informed decision. The fastest and best way to truely learn the entire market is to request the instant notification (sign up for the latest listings on the top right of this page). This will INSTANTLY notify you of a new bank owned, short sale, or any type of property search you prefer (just e-mail me your request). I am always available to assist you with your goals, please contact me any time.
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Need local real estate information? I've summarized much of what is important about the McCall, Donnelly and Tamarack real estate market in this site.
Need expert advice? No web site, large or small, can take the place of a top REALTORŪ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.
Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŪ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a top McCall, Donnelly and Tamarack REALTORŪ, I have the experience and track record you are looking for. Please let me help.
- Pat Hill |
Buying Land and New Construction >Buying New or Buying Old
New homes typically have a higher sales price than comparable existing homes, and buyers are usually willing to spend more on a new home because of lower maintenance costs. Builders' warranties on new homes, when combined with a new roof, appliances, and major systems, usually make major repairs unnecessary and help to counter a slower initial rate of appreciation.
Census Bureau Housing Surveys suggests that operating costs are lowest for brand new homes and slightly higher for relatively new existing homes. Operating costs per square foot of living space are consistently higher for progressively older existing homes. Utility costs represent the largest factor in operating costs. Energy consumption per square foot depends on the size of the home, the insulation and quality of the windows, air leakage and the efficiency of the furnace.
New homes require fewer expenditures for routine maintenance. The cost of maintenance first increases with age, then declines, so you will generally spend less maintaining a home built before 1960 than for a home built between 1970 and 1975.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
